There are plenty of reasons for taking out a mortgage. You may need to remortgage your existing home, be a first time buyer or be purchasing another property.
At Phone a loan we’ll help you find a mortgage and the way we work is simple:
Firstly, we’ll allocate you a friendly, personal loan arranger who will chat through your exact position, then all you need to do is sit back and relax as we do all the hard work for you. We’ll look to help you choose a solution for you.
We could help whether you are employed or have a less than perfect credit history.
- First Time Mortgages
- Shared Ownership Mortgage
- New Mortgages
- Buy to Let Mortgages
- Right to Buy Mortgages
- Remortgages
First Time Buyer mortgages
If you are looking for your first step on the property ladder we can guide you through the process, step by step, and help you find a mortgage.
Shared Ownership Mortgage
Shared ownership is a way of buying a stake in a property if you cannot afford to buy it outright. This can be an excellent way to get your first steps on the property ladder. Phone a Loan can help arrange a shared ownership mortgage to suit your individual circumstances.
New mortgages
If you have had a mortgage in the past and are now looking to purchase again we can help find a solution to suit your individual needs.
Now is an excellent time to invest in the Buy-to-Let market to generate an extra income through a rental property or even a property portfolio. Whether you are an experienced property developer or are simply looking to relocate and keep your old property as an investment Phone a Loan could help. We can help you to arrange a Buy-to-let mortgage.
Right-to-Buy mortgage
As a council tenant, the Right-to-Buy scheme enables you to buy your council home at a greatly discounted price. This can be an excellent way to get onto the property ladder. Phone a Loan are specialists in arranging Right-to-Buy mortgages.
Remortgages
Remortgages can offer you a way to reduce your rate or raise additional finance for home improvements such as a conservatory or a new kitchen. You can also make sure the repayments are manageable by spreading the cost over a longer term.
You could Remortgage to:
- Take advantage of the increase in the value of your home by releasing the equity and spend the additional amount as you wish
- Save money by moving your existing mortgage to one with a lower rate. This could be ideal if your existing mortgage is coming to the end of a special rate period
- Pay off store cards and credit cards and spread the cost over a longer period which could give you one easy to manage monthly payment
Call today or enquire online to find out about mortgages with Phone a Loan
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month!
Any purpose loans | Adverse credit loan
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