There are plenty of reasons for taking out a mortgage.  You may need to remortgage your existing home, be a first time buyer or be purchasing another property.

At Phone a loan we’ll help you find a mortgage that suits your individual needs, and the way we work is simple:

Firstly, we’ll allocate you a friendly, personal loan arranger who will chat through your exact position, then all you need to do is sit back and relax as we do all the hard work for you.  We’ll look to help you choose the right solution for you.

We could help whether you are employed, self-employed, have no proof of income or a less than perfect credit history.

- First Time Mortgages
- New Mortgages
- Buy to Let Mortgages
- Right to Buy Mortgages
- Remortgages

If you are looking for your first step on the property ladder it is important that you find the right mortgage.  We can guide you through the process, step by step, and help you find the right mortgage for you.


New mortgages

If you have had a mortgage in the past and are now looking to purchase again we can help.  Using our knowledge of the mortgage market, we’ll find a solution to suit your individual needs.

Now is an excellent time to invest in the Buy-to-Let market to generate an extra income through a rental property or even a property portfolio.  Whether you are an experienced property developer or are simply looking to relocate and keep your old property as an investment Phone a Loan could help.  We can help you to arrange a Buy-to-let mortgage to suit your circumstances.


Right-to-Buy mortgage

As a council tenant, the Right-to-Buy scheme enables you to buy your council home at a greatly discounted price.  This can be an excellent way to get onto the property ladder.  Phone a Loan are specialists in arranging Right-to-Buy mortgages to suit your personal circumstances.


Remortgages

Remortgages can offer you a way to reduce your rate or raise additional finance for home improvements such as a conservatory or a new kitchen.  You can also make sure the repayments are manageable by spreading the cost over a longer term.

You could Remortgage to:

• Take advantage of the increase in the value of your home by releasing the equity and spend the additional amount as you wish
• Save money by moving your existing mortgage to one with a lower rate.  This could be ideal if your existing mortgage is coming to the end of a special rate period
• Pay off store cards and credit cards and spread the cost over a longer period which could give you one easy to manage monthly payment

Call today or enquire online to find out about mortgages with Phone a Loan