Rates for our UK home loans and UK mortgages will depend on individual circumstances. If you require further details, please ask for an illustration. A Broker Fee may be payable of up to 15% of the loan. For example for a net loan of £10,000 without payment protection over 84 months, with a £500 broker fee, at 12.5% APR, the monthly payments will be £175.66, and the total repayable is £14,755.44. Typical 16.7% APR variable. Mortgages: The overall cost for comparison is 9.5% APR.