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Shared ownership, including key workers mortgages is a way of buying a stake in a property if you cannot afford to buy it outright. This can be an excellent way to get your first steps on the property ladder. Simply find the property you are interested in and we will help you arrange a shared ownership mortgage as quickly and simply as possible. We offer shared ownership and key worker mortgages and remortgages from £10,000 to over £200,000 at loan to values of up to 100% of your share. Whether you have a perfect credit rating or have had difficulties obtaining credit in the past, call us. We consider many income sources and many property types, including high-rise apartments, we like to say “Yes!” Our team of specialist mortgage arrangers will provide you with a no fuss, fast and friendly service. No matter what size loan you are looking for and whatever your circumstances we’ll help you to find a shared ownership mortgage!
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Think carefully before securing other debts against your home.
Rates for our UK home loans and UK mortgages will depend on individual circumstances. If you require further details, please ask for an illustration. A Broker Fee may be payable of up to 15% of the loan. For example for a net loan of £85,000 over 152 months, with a £1,400 broker fee, at 16.7% APR, the monthly payments will be £282.00, and the total repayable is £42,864.00. Mortgages: The overall cost for comparison is 15.2% APR.
Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month! Any purpose loans | Adverse credit loan |
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