secured loans from Phone a Loan

What can I use a secured homeowner loan for?
You can use a secured homeowner loan for almost any purpose; in fact the possibilities are almost endless!

Some of the most common uses of a homeowner loan are to consolidate existing debts into one more manageable monthly payment, to buy a car, to do some home improvements or to go on a special holiday.

Other common uses for homeowner loans are to pay for a child’s education, to pay for a wedding or civil ceremony, to make a large purchase such as a boat or a caravan, or a conservatory for your home.

Move or improve?
More and more people are choosing to improve their homes rather than move and homeowner loans can be an ideal way to finance these improvements.  Whether it is a new kitchen or a new bathroom to bring your home up to date, an extension to give you that extra room you need, a loft conversion to give you extra space or a conservatory so that you can enjoy your garden all year round, a homeowner loan could be what you need.

What else is a homeowner loan used for?
People are now finding more and more reasons to use homeowner loans. Some people use their homeowner loan for practical reasons such as a divorce settlement, or to buy a partners share of the property after a relationship breaks down*; and some people use their loans to finance the cosmetic surgery they have always wanted.

*Legal advice will also need to be sought in this circumstance in order to facilitate the transferal or removal of names from property deeds.

If you are looking for a homeowner loan for almost any purpose Enquire with Phone a Loan today. Click here to start your application.

 

 
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Secured Loans

Payment Protection

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Representative example - Rates for our home loans will depend on individual circumstances. If you require further details, please ask for a personalised illustration. For example, for a net loan of £22,500 over 138 months at 14.3% APR, the monthly payments will be £321.52 and the total repayable is £44,370. Homeowner loans: Typical 16.4% APR Variable.

Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month!

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