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Your home is probably worth more now than when you bought it and even if you have a poor credit history it is possible to arrange a remortgage. 

Unlocking the capital in your home means that you can consolidate your existing debts and credit cards into one easy, more affordable monthly payment or you could use the additional money to carry out home improvements such as building a conservatory or extension; installing a new kitchen or bathroom; to raise money for a wedding or university fees; buy a new car; invest in a business or for any other purpose.  You can also make sure the repayments are manageable by spreading the cost over a longer term.

Enquire with Phone a Loan today and let us help you!

 
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Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative example - The actual rate available will depend on your circumstances. Ask for a personalised illustration. For example, for a net loan of £22,500 over 138 months at 14.3% APR, the monthly payments will be £321.52 and the total repayable is £44,370. Mortgages: The overall cost for comparison is 11.9% APR.

Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month!

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Phone-A-Loan Limited is registered in the UK, company number 01733267. Group VAT registration number 588797251. Registered Office and geographic address: 6th Floor, Bracken House, Charles Street, Manchester M1 7BD. Phone-A-Loan Limited is an Appointed Representative of Cheshire Mortgage Corporation Limited, which is authorised and regulated by the Financial Services Authority. The Phone-A-Loan Limited firm reference number is 403850. The Cheshire Mortgage Corporation registration number is 305253. Further details can be found at www.fsa.gov.uk.