Mortgages & Remortgages

Whether you have a perfect credit history or had difficulties in the past, eg. CCJs, mortgage or credit arrears, we could find the right secured loan, mortgage or remortgage for you. No proof of income? Whether you are employed, self-employed or are receiving pensions or benefits, we could arrange secured UK homeowner loans and mortgages tailored to suit your personal needs.

UK Homeowner Secured Loans

UK home owner secured loans are great value and a very cost effective way of unlocking the money you have tied up in the value of your home. UK homeowner secured loans are at much lower rates than unsecured or personal loans and are completely separate from your mortgage. This means they can be taken out over any period in order to suit your budget, as your mortgage doesn't change in any way. Providing you are a UK homeowner, you can apply for a secured loan for almost any purpose. More about secured UK homeowner loans...

UK Remortgages

UK remortgages are an ideal way of paying off your mortgage and releasing the money tied up in the value of your property. A UK remortgage pays off your existing mortgage and gives you the extra money you are looking for, often at a lower rate than you are paying currently. You can take a UK remortgage over a short or long term depending on which option best suits your budget. After paying off your existing mortgage with the remortgage, you can use the extra money for almost any purpose. More about UK remortgages....

UK Mortgages

Find the right UK mortgage for your property purchase, whether you are looking to buy your dream home, your council house, a property at auction, buy to let, or to buy for investment purposes. Whether you have found the ideal property or would like to build your own, phone a loan could find the right UK mortgage for your circumstances. More about UK mortgages...

UK Bridging Finance

If you are purchasing a property and need to move quickly so that you do not lose any deposit you may have put down, a secured loan in the form of a UK bridging loan is often the ideal option. A bridging loan can be used as a personal secured loan for almost any purpose - providing you have the finance to pay off the balance within the next 12 months. More about bridging loans...

As an example, you could use a UK bridging loan while waiting for a remortgage, endowment or inheritance to be paid, or perhaps for property development to fund a quick property purchase, business investment or expansion.

UK Business Loans

Besides providing secured personal loans in the UK , Phone a loan also specialises in providing secured loans and mortgages to individuals and limited companies alike, across the full spectrum of commercial and industrial sectors. For more information, please see our Business loans section...