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Whether you are a first time buyer, moving home, want to build your own home, or buy the home you are living in Phone a Loan could help you find the best mortgage to suit your circumstances.  Simply find the property you would like to buy and we will help you arrange your mortgage as quickly and simply as possible.

Phone a loan can find you a mortgage with features such as these:

  • Discounted rates – Get a discount off the standard variable rate for 12 months, saving you money each month
  • Interest only – By only paying the interest you pay less and may wish to borrow more*
  • Early Payment PlanLower loan payments for 3 months.

*Amount borrowed remains outstanding at the end of the term

We will process your application quickly to ensure your mortgage is ready when you need to complete your purchase.  If you need a mortgage for your house purchase urgently you may like to consider taking out a Bridging Loan to ensure your house purchase can go ahead quickly, click here to find out more

Adverse Credit Mortgages

As a leading UK adverse credit mortgage lender Phone a Loan specialises in helping people who have had problems getting a mortgage or remortgage in the past, so whatever your circumstances we can help!

Is this you?
  • experiencing or have experienced credit problems
  • have CCJs
  • in mortgage arrears
  • self-employed with no proof of income
  • receiving pensions or DSS benefits

No matter what size loan you are looking for and whatever your circumstances we’ll find the right mortgage or remortgage at the right price for you!

Our team of specialist mortgage advisers will provide you with a no fuss, fast and friendly service that meets your individual needs.

Remortgages

Remortgages can offer you a way to reduce your rate or raise additional finance for home improvements such as a conservatory or a new kitchen.  You can also make sure the repayments are manageable by spreading the cost over a longer term.

You could remortgage to:

  • Take advantage of the increase in the value of your home by releasing the equity and spend the additional amount as you wish
  • Save money by moving your existing mortgage to one with a lower rate.  This could be ideal if your existing mortgage is coming to the end of a special rate period
  • Pay off store cards and credit cards and spread the cost over a longer period which could give you one easy to manage monthly payment

Enquire with Phone a Loan today and let us help you find a mortgage that is right for you. ENQUIRE TODAY!

 

 
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Secured Loans
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

The actual rate will depend on your circumstances.  Ask for a personalised illustration.  A fee may be payable on completion, typically £2000.  This fee may be up to 15% of the gross mortgage amount subject to a minimum of £250 and a maximum of £5000.  The precise amount may depend upon your circumstances. Mortgages: The overall cost for comparison is 9.5% APR.

Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month! Find out more about homeowner loans here.

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