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Whether you are a first time buyer, moving home, want to build your own home, or buy the home you are living in Phone a Loan could help you find a mortgage to suit your circumstances.  Simply find the property you would like to buy and we will help you arrange your mortgage as quickly and simply as possible.

Phone a loan can find you a mortgage with features such as these:

  • Discounted rates – Get a discount off the standard variable rate for 12 months, saving you money each month
  • Interest only – By only paying the interest you pay less and may wish to borrow more*

*Amount borrowed remains outstanding at the end of the term

We will process your application quickly to ensure your mortgage is ready when you need to complete your purchase.  If you need a mortgage for your house purchase urgently you may like to consider taking out a Bridging Loan, click here to find out more

Adverse Credit Mortgages

As a leading UK adverse credit mortgage broker Phone a Loan specialises in helping people who have had problems getting a mortgage or remortgage in the past, so whatever your circumstances we may be able to help!

Is this you?
  • experienced credit problems
  • have registered CCJs
  • in mortgage arrears
  • receiving pensions or DWP benefits

No matter what size loan you are looking for and whatever your circumstances we’ll help you to find a mortgage or remortgage!

Our team of specialist mortgage arrangers will provide you with a no fuss, fast and friendly service.

Remortgages

Remortgages can offer you a way to reduce your rate or raise additional finance for home improvements such as a conservatory or a new kitchen.  You can also make sure the repayments are manageable by spreading the cost over a longer term.

You could remortgage to:

  • Take advantage of the increase in the value of your home by releasing the equity and spend the additional amount as you wish
  • Save money by moving your existing mortgage to one with a lower rate.  This could be ideal if your existing mortgage is coming to the end of a special rate period
  • Pay off store cards and credit cards and spread the cost over a longer period which could give you one easy to manage monthly payment

Enquire with Phone a Loan today and let us help you. ENQUIRE TODAY!

 

 
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Secured Loans

 

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Rates for our UK home loans and UK mortgages will depend on individual circumstances. If you require further details, please ask for an illustration. A Broker Fee may be payable of up to 15% of the loan. For example for a net loan of £85,000 over 152 months, with a £1,400 broker fee, at 16.7% APR, the monthly payments will be £282.00, and the total repayable is £42,864.00. Mortgages: The overall cost for comparison is 15.2% APR.
In line with the lenders responsible lending policy all applications will be subject to an affordability assessment.

Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month!

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