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Representative example - The actual rate available will depend on your circumstances. Ask for a personalised illustration. For example, for a net loan of £22,500 over 138 months at 14.3% APR, the monthly payments will be £321.52 and the total repayable is £44,370. Homeowner loans: Typical 16.4% APR Variable. Mortgages: The overall cost for comparison is 11.9% APR.

Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month!