Welcome to Phone a Loan | UK home loans and mortgages

Phone a Loan is a leading finance broker dedicated to helping you find the right secured loan. We provide loans from £5,000 to £100,000; it's easy to apply and you could receive your money fast.

We help people every day who have perfect and not so perfect credit rating, so even if you have CCJs, arrears or are self-employed we could help. Enquire today for your no obligation quote.

Don't Move, improve!
Statistics suggest that 50% of all secured loans are used to fund extensions or other home improvements and increasing numbers of people are now opting to stay in their current homes... [more]

The Advantages of a Consolidation Loan
If you have had enough of juggling the payments from several different credit cards or store cards then a consolidation loan could be just the solution you are looking for... [more]

What is a Credit Rating?
Whenever you apply for a loan, mortgage, credit-card, hire-purchase arrangement, or almost any product that involves some form of credit, the provider of the product will refer to your credit-rating as part of their efforts to calculate a “credit score”... [more]

An Introduction to Payment Protection Insurance.
PPI stands for Payment Protection Insurance. This insurance provides cover that protects a borrower’s ability to maintain loan repayments... [more]


	Home About Us Enquire Now Loan Calculator Application Process News FAQs Other Services \| What is a homeowner loan?
	Phone a Loan is a leading finance broker dedicated to helping you find the right secured loan. We provide loans from £5,000 to £100,000; it's easy to apply and you could receive your money fast. We help people every day who have perfect and not so perfect credit rating, so even if you have CCJs, arrears or are self-employed we could help. Enquire today for your no obligation quote. <form> <div class="whichloan"> <div style="width:450px;">We consider all home owners looking for secured loans for almost any purpose, regardless of your circumstances. Just answer these simple questions to see what rate you could get:</div> <br /> <div style="width:300px; float:left; line-height:25px;">1. Are you a home owner?</div> <div style="width:150px; float:left; line-height:25px; "> <input name="homeowner" type="radio" value="yes" tabindex="1" /> Yes       <input name="homeowner" type="radio" value="no" tabindex="2" /> No </div> <br /> <div style="width:300px; float:left; line-height:25px;">2. Do you have a regular income?</div> <div style="width:150px; float:left; line-height:25px;"><span style="width:150px; float:left; line-height:25px; "> <input name="income" type="radio" value="yes" tabindex="3" /> Yes       <input name="income" type="radio" value="no" tabindex="4" /> No </span></div> <br /> <div style="width:300px; float:left; line-height:25px;">3. Are you between 18 years and 85 years?</div> <div style="width:150px; float:left; line-height:25px;"><span style="width:150px; float:left; line-height:25px; "> <input name="yearsold" type="radio" value="yes" tabindex="5" /> Yes       <input name="yearsold" type="radio" value="no" tabindex="6" /> No </span></div> <br /> <br /> <div style="width:300px; float:left; line-height:25px;">4. Are you looking for a loan of over £5,000?</div> <div style="width:150px; float:left; line-height:25px;"><span style="width:150px; float:left; line-height:25px; "> <input name="loan" type="radio" value="yes" tabindex="9" /> Yes       <input name="loan" type="radio" value="no" tabindex="10" /> No </span></div> <div style="width:265px; float:left;"></div> <div style="width:180px; padding-top:2px; float:left;"><br /> <a href="apply.aspx" tabindex="11"><img src="images/buttons/whichloan_submit2.jpg" alt="Submit your loan enquiry" width="173" height="37" border="0" align="absmiddle" /></a></div> </div> </form> Don't Move, improve! Statistics suggest that 50% of all secured loans are used to fund extensions or other home improvements and increasing numbers of people are now opting to stay in their current homes... [more] The Advantages of a Consolidation Loan If you have had enough of juggling the payments from several different credit cards or store cards then a consolidation loan could be just the solution you are looking for... [more] What is a Credit Rating? Whenever you apply for a loan, mortgage, credit-card, hire-purchase arrangement, or almost any product that involves some form of credit, the provider of the product will refer to your credit-rating as part of their efforts to calculate a “credit score”... [more] An Introduction to Payment Protection Insurance. PPI stands for Payment Protection Insurance. This insurance provides cover that protects a borrower’s ability to maintain loan repayments... [more]	Speak to a member of our team in a live online chat room.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Rates for our UK home loans and UK mortgages will depend on individual circumstances. If you require further details, please ask for an illustration. A Broker Fee may be payable of up to 10% of the loan. For example for a net loan of £10,000 without payment protection over 84 months, with a £500 broker fee, at 12.5% APR, the monthly payments will be £175.66, and the total repayable is £14,755.44. Typical 16.7% APR variable. Do you need a new car, desperate for a holiday, or is your home in need of some improvements? Whether it is a new kitchen, bathroom, conservatory or extension Phone a Loan is here to help! You can even borrow money for other purposes like wedding or civil ceremonies and to help pay for cosmetic surgery. Even if you have adverse credit, CCJs or arrears; whether you are on benefits or pensions or you have a discharged bankruptcy we will consider almost any circumstance. You could also consolidate all your existing credit cards, store cards and other loans with Phone a Loan which could give you a lower, more manageable monthly repayment and leave you with extra money to spend each month! Find out more about homeowner loans here. Online loans \| How to apply for a loan \| Debt consolidation loans \| Any purpose loans \| Fast loans \| Adverse credit loan Home loan \| Bad credit problems \| Apply now \| Mortgages \| Business finance \| Commercial finance \| Bridging loans What is a homeowner loan \| Which Mortgage? \| Which Loan? \| Online application \| Enquiry form
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